Monday, March 30, 2009

Personal Investment Philosophy


An individual should start their personal investment with small amount in his/her younger aged. They should know what about 5W + 1H in order to achieving personal investment objective, which are not 5 days + 1 hour but they are, What, When, Why, Where, Who & How.

i) What
An individual should know your strangeness before start putting your money into investment vehicle and what should you to act from the time to time in achieve your financial goals.

ii) When
I think no body can truly tell you that, when a good time to enter equity markets or when is right time to quit out from the markets; and no body can control the global markets except God. So, I suggest that; put your investment in long-term. Statistic proved that, invest in long-term can make your capital grow in the long run.

iii) Why
Try to asked your self, why we need investment? I think difference people surely have difference answers because every one has difference financial needs. Should we think that, times going on and on, inflation is comes to depreciated your money purchase power value. That is the way, we have to protect our money purchase power value and make money grow or appreciate for long-term financial goals. In the other word, saving your money for something further ahead in the future.

iv) Where
Today, the world is comes to the Millennium! Global has connecting to the advance financial system via the technology system. We can trade and review our investment portfolio 24 hours a day, 7 days a week and 52 weeks a year via internet in the Foreign Exchange Investment, Global Equity Markets, Mutual Funds, Foreign Currency Fixed Deposit or the Commodities Trade.

v) Who
Is the person who can help you and to give you the investment suggestions and recommendation for your investment portfolio to achieve your financial goals. Mostly Financial Planner or Financial Consultant can provided you the professional views in your personal financial needs.

vi) How
It is very difficult to highlights to you that, how we knows, how to invest effectively. Only one word I can share here, that is work hard to make your self ready and sufficient knowledge to start investment.

· Firstly, prepare your self about investment home work, with studying company annual report or understand the company business and cash flows if you need to start in share markets.

· Secondly, understand your risk profile and risk tolerance. Set your own investment cut lost margin based on your own risk tolerance.

· Thirdly, setting up your investment system; invest in long-term and invest with Dollar Cost Average principle.

Finally, I would like to advise that, please do not listen to the rumors and be patient. Do not let your emotion control your investment but you should control your investment with the professional ways.


“Lets Money Work for You!”

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